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108 Cottonwood Drive, Chatham, IL 62629.
This Birch Grove cutie has seen a lot of love since purchased in '20. The entire front facade has been blessed w/upgrades that as you arrive, will just make you smile w/its whitewashed full brick front blended perfectly w/cedar accent posts, shutters & dormer shake siding. This sizable, old school Chatham lot backs up to Polecat Creek, & offers an appealing amount of privacy that you will never lose behind the large, fully privacy fenced back yard w/fire pit area. The list of recent updates that accompany this home is abundant! Along w/the refreshed exterior, you will be lucky to find a New Roof in '24, Privacy fence in '25, Water heater in '26, Water filtration system added in '25, New refrigerator & garbage disposal in '26, Garage door opener in '19, Furnace in '14, A/C Condenser in '12, & a massive shed added in '23, that serves as a perfect storage spot for lawn tools, & also has two dedicated pet cages w/interior to exterior access, plus drains in place for easy maintenance! Inside the home, you will find fresh clean paint throughout, carpet that was just professionally cleaned, some updated fixtures, but still room to customize & make the house your Home! The wood burning whitewashed brick face fireplace is the perfect spot to relax in front of a huge bay window in the living room. Spacious kitchen offers ample cabinet space, breakfast bar & dining area, & New Sliding Door! Bonus flex room added off the kitchen, & a garage w/storage!
MLS ID: CA1044889
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108 Cottonwood Drive, Chatham, IL 62629.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $235,000 | $235,000 | $235,000 |
| Down Payment | $47,000 | $8,225 | $58,750 |
| Monthly Mortgage Amount | $1,142 | $1,402 | $1,452 |
| Taxes | $327 | $327 | $327 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $103 | $0 |
| Monthly Estimated Total | $1,569 | $1,932 | $1,879 |
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