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111 Cottage Ln Montezuma, IA 50171 Residential - Single Family Active

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Description

Experience lake living at its finest with this exceptional retreat on the East Lake at Lake Ponderosa. Boasting an impressive 135 feet of shoreline with an expansive seawall, this property offers breathtaking water views and outstanding outdoor enjoyment. Situated on a rare double lot totaling .56 acres, there is plenty of room to relax, entertain, and enjoy the lake lifestyle. This well-maintained home features 3 bedrooms, 1½ baths, and approximately 1,080 square feet on the main level, plus an additional 240-square-foot loft (used as one of the bedrooms). Recent exterior improvements include brand new siding, windows, gutters with LeafGuard protection, and durable steel roofing on both the home and the oversized two-stall garage. Inside, the home has been freshly painted and updated with new canned lighting, trim, and ceiling fan, creating a bright and welcoming atmosphere. The outdoor amenities make this property truly stand out. A front maintenance free covered deck and a paved patio. Included is a large covered maintenance free dock system with a pontoon lift, and the spacious platform can easily be modified to accommodate an additional lift if desired. Conveniently located near a hard-surfaced road ? a highly sought-after feature at the lake ? this property offers easy access year-round. There's nothing left to do but move in, relax, and enjoy everything Lake Ponderosa has to offer.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,296
Garage Size: 2
Built in 1992
School District: Montezuma
River Front

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,296
County: Poweshiek
High School: Montezuma
Listed By:
Realty87 Patricia O'Connell 319-364-8121
Cedar Rapids MLS
$685,000
Est. $4,483/mo
3beds
2baths
1,296sqft
2cars
Active
BEDS3 BATHS1 full 1 partial SQUARE FEET1,296 MLS#2603565
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMontezuma

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Agent Name: Jason Anderson
Agent Phone: (309) 207-0907
Agency Title: Ruhl&Ruhl Realtors
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111 Cottage Ln, Montezuma, IA 50171.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $685,000$685,000$685,000
Down Payment $137,000$23,975$171,250
Monthly Mortgage Amount $3,330$4,087$4,232
Taxes $953$953$953
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$301$0
Monthly Estimated Total $4,483$5,541$5,385

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/07/2026. The listing information on this page last changed on 07/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/07/2026 2:51:46 AM EST) or MRED MLS (last updated Tue 07/07/2026 2:04:27 AM EST) or SCWMLS (last updated Mon 07/06/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 07/06/2026 10:16:46 PM EST) or Cedar Rapids MLS (last updated Mon 07/06/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/07/2026 1:18:41 AM EST) or ICAAR MLS (last updated Mon 07/06/2026 11:37:32 PM EST) or ECIMLS (last updated Mon 07/06/2026 11:44:32 PM EST) or RMLSA (last updated Tue 07/07/2026 1:10:56 AM EST) or Muscatine MLS (last updated Tue 07/07/2026 2:00:08 AM EST) or No Coast MLS (last updated Tue 07/07/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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