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217 Michigan Street Elgin, IL 60120 Residential - Single Family Price Change

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Description

Spacious, versatile, and FULL of potential! This 6-bedroom, 3-bath home offers over 3,400 square feet of living space and provides a rare opportunity to own a property with room for just about everyone. Whether you're looking for space for a growing household, multi-generational living, or simply extra room to spread out, this home offers endless possibilities to fit your needs.Inside, you'll find generously sized rooms, a flexible floor plan, and plenty of space to create the home you've always envisioned. The main level features a full bathroom and multiple living areas that can be adapted for entertaining, working from home, hobbies, or everyday living. With six bedrooms, there is no shortage of options for guest rooms, home offices, playrooms, or personal retreats.The walkout basement adds even more functionality, offering abundant storage space and additional potential for future use. Outside, the large rear parking area accommodates approximately 4-5 vehicles, providing a level of convenience that is difficult to find. Ideally located near downtown Elgin, this property offers easy access to local restaurants, shopping, parks, schools, and public transportation. Enjoy the convenience of nearby amenities while taking advantage of the incredible space this home has to offer. Bring your ideas, personal touches, and vision to unlock all this home has to offer. Property being sold AS-IS.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,402
Walkout Basement
Built in 1900
School District: District 46

General Information

Bedrooms: 6
Bathrooms: 3
Sqft: 3,402
County: Kane
Listed By:
Goggin Real Estate LLC 815-290-9612
MRED MLS

Room Information

Bedroom 5: 12X10
Bedroom 6: 12X15
Bedroom 2: 11X10
Bedroom 3: 18X10
Bedroom 4: 14X12
Dining Room: 13X12
Kitchen: 20X10
Laundry: 14X16
Living Room: 23X16
Primary Bedroom: 17X16
$399,900
Est. $2,618/mo
6beds
3baths
3,402sqft
Price Change Price Reduced $9,100 on July 6th, 2026
BEDS6 BATHS3 full SQUARE FEET3,402 MLS#12680893
STATUSPrice Change PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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217 Michigan Street, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,900$399,900$399,900
Down Payment $79,980$13,997$99,975
Monthly Mortgage Amount $1,944$2,386$2,471
Taxes $557$557$557
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,618$3,236$3,145

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/07/2026. The listing information on this page last changed on 07/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/07/2026 2:51:46 AM EST) or MRED MLS (last updated Tue 07/07/2026 2:04:27 AM EST) or SCWMLS (last updated Mon 07/06/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 07/06/2026 10:16:46 PM EST) or Cedar Rapids MLS (last updated Mon 07/06/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/07/2026 1:18:41 AM EST) or ICAAR MLS (last updated Mon 07/06/2026 11:37:32 PM EST) or ECIMLS (last updated Mon 07/06/2026 11:44:32 PM EST) or RMLSA (last updated Tue 07/07/2026 1:10:56 AM EST) or Muscatine MLS (last updated Tue 07/07/2026 2:00:08 AM EST) or No Coast MLS (last updated Tue 07/07/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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