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2460 Otter Creek Lane , Elgin, IL 60123.
Welcome to 2460 Otter Creek Lane! This warm and inviting 4-bedroom, 2.5-bath home offers the perfect blend of space, comfort, and convenience. Nestled in the desirable Woodbridge North community of Elgin, this home is situated on a quiet, tree-lined street while remaining just minutes from the shopping, dining, and entertainment options along Randall Road. Step inside to discover an open and airy floor plan featuring soaring ceilings, abundant natural light, and elegant formal living and dining rooms. A versatile first-floor office provides the ideal space for working from home or can easily serve as a guest bedroom. The spacious kitchen overlooks the cozy family room and breakfast area, creating a seamless flow for everyday living and entertaining. Sliding patio doors lead to a peaceful backyard retreat-perfect for relaxing, gardening, or hosting gatherings. The finished basement adds valuable living space and is ideal for a recreation room, home theater, fitness area, or playroom. Major updates provide added peace of mind, including a newer roof, furnace, air conditioner, and solar panels-all installed within the last five years. Located within the highly sought-after District 301 school system, this home offers an exceptional opportunity to enjoy comfort, convenience, and community in one of the area's most desirable neighborhoods. Schedule your private tour today and discover everything this wonderful home has to offer!
MLS ID: 12684680
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2460 Otter Creek Lane , Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $494,900 | $494,900 | $494,900 |
| Down Payment | $98,980 | $17,322 | $123,725 |
| Monthly Mortgage Amount | $2,406 | $2,953 | $3,057 |
| Taxes | $689 | $689 | $689 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $218 | $0 |
| Monthly Estimated Total | $3,239 | $4,004 | $3,890 |
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