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3097 Chalkstone Avenue, Elgin, IL 60124.
This immaculate 4-bedroom, 2.5-bathroom residence, situated in Elgin's Providence subdivision, provides over 2,500 square feet of expertly crafted living area. The main floor is distinguished by dramatic soaring ceilings and refined oak railings, offering a formal dining room and a private first-floor den ideal for working from home. A gourmet kitchen sits at the center of the house, featuring an island, breakfast bar, cooktop, and built-in double oven, all flowing into a large family room centered around an inviting fireplace. The upper level contains a generous primary suite designed as a personal sanctuary, complete with a separate shower and double-sink vanity. Interior enhancements include crown molding, upgraded lighting, and five ceiling fans, while an English basement offers potential for personalized finishes. Outside, the home is set on a secluded lot bordering community park space, highlighted by professional landscaping, a stunning paver patio, and an attached 2-car garage
MLS ID: 12686870
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3097 Chalkstone Avenue, Elgin, IL 60124.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $499,999 | $499,999 | $499,999 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,430 | $2,983 | $3,089 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,272 | $4,045 | $3,931 |
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