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316 N Hartwell Street, Gilman, IL 60938.
Welcome to 316 N. Hartwell St., a wonderfully maintained ranch-style home designed with comfort and simplicity in mind - perfect for the first-time buyer or someone seeking single-level living. Step inside to 1,080 square feet of main-level space featuring three bedrooms, one full bathroom (completely updated in 2024), and a bright kitchen with all appliances purchased in 2022. The home features newer vinyl tilt-in windows, boiler heat for consistent warmth, and central air conditioning for summer comfort. The full, unfinished 1,080 sq ft basement is clean, dry, and offers incredible potential for future finishing - think rec room, workshop, or home office. Outside, enjoy a generously sized 0.32-acre triangular lot, offering plenty of space to garden, relax, or entertain. Enjoy the Gazebo on the backyard patio. Recent updates include a new roof (2019) and a new water heater (2023), making this home a smart and solid investment. Whether you're just starting out or looking to downsize, this property offers practicality, comfort, and peace of mind in a friendly Gilman neighborhood.
MLS ID: 12635903
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316 N Hartwell Street, Gilman, IL 60938.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $124,900 | $124,900 | $124,900 |
| Down Payment | $24,980 | $4,372 | $31,225 |
| Monthly Mortgage Amount | $607 | $745 | $772 |
| Taxes | $174 | $174 | $174 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $55 | $0 |
| Monthly Estimated Total | $881 | $1,074 | $1,046 |
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