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39 Covered Bridge Acres Road, Glenarm, IL 62536.
his 4-bed, 3-full-bath home in the highly desirable Chatham School District sits directly on the pond, offering peaceful water views and a setting thats hard to find at this price point. With a spacious layout across both levels, this property is perfect for buyers looking to build sweat equity or investors searching for a solid value-add opportunity. The home does need work, but the potential is undeniable. Whether youre envisioning cosmetic updates or a full transformation, the footprint and location give you a strong foundation to create something special. For added peace of mind, the septic system has already been pre-inspected, and the home is being sold as-is, based on the findings reported. Bring your vision, your tools, and your creativity ? this pond-front property is ready for its next chapter.
MLS ID: CA1044933
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39 Covered Bridge Acres Road, Glenarm, IL 62536.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $209,900 | $209,900 | $209,900 |
| Down Payment | $41,980 | $7,347 | $52,475 |
| Monthly Mortgage Amount | $1,020 | $1,252 | $1,297 |
| Taxes | $292 | $292 | $292 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $92 | $0 |
| Monthly Estimated Total | $1,412 | $1,736 | $1,689 |
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