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423 Cross Plains Road Rockford, IL 61107 Residential - Single Family Active

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Description

Beautiful walk-out ranch situated on a spacious 1/2-acre lot, offering comfortable living with exceptional indoor and outdoor spaces. The inviting main-level living room features a cozy gas fireplace and direct access to the deck, providing the perfect place to relax or entertain while overlooking the backyard. The well-appointed kitchen features granite countertops, stainless steel appliances, and a generous walk-in pantry. The private primary suite includes a jetted tub, creating a relaxing retreat. The finished walk-out basement is the standout feature of this home, offering an incredible extension of the living space. It features a spacious theater/rec room complete with a projection screen, abundant storage, and access to the patio from the lower level. A private fourth bedroom with an attached full bath is ideal for guests or extended family. Framing has already been completed for a potential fifth bedroom, providing an excellent opportunity to add even more living space. Conveniently located just minutes from I-90, shopping, dining, and Hard Rock Casino, this home offers the perfect combination of space, comfort, and convenience. New Windows (2024), New Water Heater (2024) .Home is being sold as-is. Schedule your private showing today! All measurements are approximate. Buyer to verify all pertinent facts and measurements.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,754
Garage Size: 3
School District: Rockford 205
Brick Exterior
Stone Exterior
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,754
County: Winnebago
Listed By:
Keller Williams Realty Signature
Rockford Board of Realtors

Room Information

Bedroom 1: 15 X 13 Level - Main
Bedroom 2: 11 X 11 Level - Main
Bedroom 3: 12 X 10 Level - Main
Bedroom 4: 13 X 9 Level - Lower
Kitchen: 18 X 12 Level - Main
Living Room: 17 X 16 Level - Main
Dining Room: 11 X 9 Level - Main
Yes: 31 X 16 Level - Lower
$399,900
Est. $2,618/mo
4beds
3baths
2,754sqft
3cars
New to the Market Active
BEDS4 BATHS3 full SQUARE FEET2,754 MLS#202603957
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLRockford 205

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423 Cross Plains Road, Rockford, IL 61107.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,900$399,900$399,900
Down Payment $79,980$13,997$99,975
Monthly Mortgage Amount $1,944$2,386$2,471
Taxes $557$557$557
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,618$3,236$3,145

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/07/2026. The listing information on this page last changed on 07/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 07/07/2026 2:51:46 AM EST) or MRED MLS (last updated Tue 07/07/2026 2:04:27 AM EST) or SCWMLS (last updated Mon 07/06/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 07/06/2026 10:16:46 PM EST) or Cedar Rapids MLS (last updated Mon 07/06/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/07/2026 1:18:41 AM EST) or ICAAR MLS (last updated Mon 07/06/2026 11:37:32 PM EST) or ECIMLS (last updated Mon 07/06/2026 11:44:32 PM EST) or RMLSA (last updated Tue 07/07/2026 1:10:56 AM EST) or Muscatine MLS (last updated Tue 07/07/2026 2:00:08 AM EST) or No Coast MLS (last updated Tue 07/07/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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