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435 N Hickory Street, Waterman, IL 60556.
Welcome home to this well-maintained 3-bedroom, 2-bath ranch located in within the highly desired Indian Creek School District. Situated on a spacious lot with mature trees and established landscaping, this property offers both comfort and curb appeal. Inside, you'll find a functional single-level layout featuring new carpet (2026) and plenty of natural light throughout. The full unfinished basement provides exceptional storage and expansion potential, complete with a rough-in for a future bathroom. The oversized 1/3 acre lot is complemented by a 2-car side-load garage and a convenient U-shaped driveway, offering ample parking for guests. Additional updates include a new roof installed in 2026 for added peace of mind. With a quick close possible, this home is ready for its next owners to move in and make it their own. Don't miss this opportunity to enjoy ranch-style living in a desirable location with room to grow.
MLS ID: 12684332
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435 N Hickory Street, Waterman, IL 60556.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $334,900 | $334,900 | $334,900 |
| Down Payment | $66,980 | $11,722 | $83,725 |
| Monthly Mortgage Amount | $1,628 | $1,998 | $2,069 |
| Taxes | $466 | $466 | $466 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $147 | $0 |
| Monthly Estimated Total | $2,194 | $2,711 | $2,635 |
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