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464 Gloria Lane , Oswego, IL 60543.
Welcome home to one of Oswego's best values! Perfectly positioned in a peaceful setting with no rear neighbors and scenic views of a tranquil creek and open green space, this beautifully maintained residence offers the privacy and feel of a single-family home while enjoying the convenience of low-maintenance living. Boasting approximately 2,050 square feet of thoughtfully designed living space, this spacious home features an inviting open floor plan ideal for both everyday living and entertaining. Sun-filled living and dining areas flow seamlessly into the well-appointed kitchen, offering generous cabinetry, ample counter space, and room to gather with family and friends. Upstairs, you'll find spacious bedrooms, including a comfortable primary suite designed as your own private retreat. Large windows throughout the home showcase peaceful nature views and fill every room with natural light. Step outside to your private backyard and enjoy your morning coffee or unwind after a long day while overlooking the tranquil creek and expansive open green space. With no rear neighbors, this exceptional setting offers privacy, peaceful views, and a connection to nature that is rarely available. Major updates provide exceptional peace of mind, including a new furnace (2026), water heater (2025), roof, siding, and air conditioning (2018), dishwasher (2022), and refrigerator, microwave, and gas cooktop (2023)-allowing you to move in with confidence and enjoy years of worry-free ownership. This home truly lives like a single-family residence, offering generous interior space, an attached garage, and a desirable layout without the maintenance responsibilities of a traditional detached home. The low HOA makes ownership even more affordable, while the home's lower price per square foot than many comparable Oswego homes represents outstanding value in today's market. Conveniently located near parks, walking trails, shopping, dining, highly rated schools, and major commuter routes, this exceptional home blends comfort, privacy, and convenience in one remarkable package. A rare opportunity to enjoy spacious living, beautiful views, modern updates, and everyday serenity-all in one remarkable home. Don't miss your chance to make it yours!
MLS ID: 12697052
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464 Gloria Lane , Oswego, IL 60543.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $349,900 | $349,900 | $349,900 |
| Down Payment | $69,980 | $12,247 | $87,475 |
| Monthly Mortgage Amount | $1,701 | $2,088 | $2,162 |
| Taxes | $487 | $487 | $487 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $154 | $0 |
| Monthly Estimated Total | $2,290 | $2,831 | $2,751 |
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