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622 N D Street, Monmouth, IL 61462.
Looking for flexibility, charm, and a peaceful setting? This 2-bedroom, 2-bath home on a corner lot in a quiet Monmouth neighborhood offers endless possibilities! With a separate exterior entrance, the property can easily function as a single-family residence or an income-producing duplex. hardwood floors, open living spaces; built-in corner hutch in the main-level formal dining room. two kitchens already in place, multi-generational living or rental opportunities are within reach. Major updates include separate furnaces (2017), central air units (2003), replacement vinyl windows (approximately 2003), and a roof installed around 2005 with 30-year shingles. The exterior has been freshly painted, adding to the home's curb appeal. Relax and unwind on the inviting front porch swing while enjoying the tranquility & laughter of the children in the park. Additional disclosures: The main-level dishwasher is not operational and will not be replaced by the seller. Following a city sewer backup in 2021, the city installed a new sewer line from the house to street. Water stains are present in the basement from a previous sump pump failure; the issue has been resolved. Seller notes that during exceptionally heavy rains, some basement seepage may occur. Whether you're searching for an affordable home, an investment opportunity, or both, this versatile property is ready for its next chapter.
MLS ID: 12688492
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622 N D Street, Monmouth, IL 61462.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $75,000 | $75,000 | $75,000 |
| Down Payment | $15,000 | $2,625 | $18,750 |
| Monthly Mortgage Amount | $365 | $447 | $463 |
| Taxes | $104 | $104 | $104 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $33 | $0 |
| Monthly Estimated Total | $569 | $684 | $667 |
Monmouth—located in the heart of Western Illinois—is a great place to move to. The city has a population of just under 9,000 (2025). Local businesses propagate the downtown area with unique shopping experiences for all. It is also home to Monmouth College, which participates in Division 3 athletics under the NCAA. It’s located about an hour’s drive from Peoria and just 20 minutes from Galesburg—a town slightly larger than Monmouth. Blending the best of a big city with the charm of a small town, this suburban area makes an excellent place to set down roots.
Head to Public Square—the center of town—to get familiar with some of Monmouth’s most popular businesses, such as Market Alley Wine, Avery’s Pub, Patton Block Grill & Brew Pub, and Maude Specklebelly’s. These are prime spots for relaxing on the weekends and connecting with friends and family.
Those who love the outdoors will be thrilled by all the recreation options in Monmouth and the surrounding area. Gibson Woods Golf Course is a highly rated place to enjoy a round of golf, with sprawling greens adjacent to Monmouth Park. On the southern end of town, Monmouth Country Club offers a 9-hole course in scenic surroundings. A few smaller green spaces dot the landscape as well, including Diffenbaugh-Harmon Park and West Park.
Those looking for homes for sale in Monmouth will find a wide selection to choose from in a wide range of price points. Most dwellings were built at the turn of the last century and exhibit the unique characteristics of homes of that era. Reference the Monmouth information below for up-to-date real estate market trends, nearby school profiles, community demographic information, and more.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Monmouth, IL. You can also contact us—we are here to help!
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